MONEY IS "ON SALE"!!!!!

In my April 16 post, "To Refinance or Not to Refinance", I wrote about what people need to consider before refinancing. While rates are at all time lows, it still might make sense for some homeowners to sit tight with their current mortgage.

Today, I ran across a great article in the Wall Street Journal, A Battle Plan for Refinancing Your Home, by KAREN BLUMENTHAL .

The author points out several items one should consider before refinancing their home. Ms. Blumenthal also discusses and explains the rigorous requirements now in place with most lenders, as well as some the pitfall and difficulties.

As with any big decision, one should seek the advice of a professional before making any decisions.